The Lowest Payment Processing Rates On the Market
MoneyBox saves businesses thousands in payment fees by lowering processing fees to as low as 2.5%.
Why Businesses Switch to MoneyBox
Continual Rate Adjustments
We fight for you to lower your processing rates.
Fraud & Chargeback Prevention
We defend your business against chargebacks and other fraudulent activity.
Merchant Account Services
We guide you through transitioning to MoneyBox and make the process simple and easy for you.
The More Your Process – The More You Save
We give our customers volume-based discounts on top of our already heavily discounted processing rates. Every 18-24 months we evaluate your rates and work to achieve a lower rate based on your credit, chargeback history, and volume.
How MoneyBox Saves Your Money
We process payments at interchange-plus pricing, just adding a small margin to the interchange rate. The interchange rate is what Visa, Mastercard, American Express, or another card issuer charges for a transaction on their network.
We process payments at interchange-plus pricing, just adding a small margin to the interchange rate. The interchange rate is what Visa, Mastercard, American Express, or another card issuer charges for a transaction on their network.
*Our margin varies by customer risk level. Gateway fees may apply.
Our Pricing In Action
We dynamically add our margin on top of the interchange rate and are always fully transparent about our margin. The best part? The more volume you transact on our platform, the lower our margin.
A Payment Processor Friendly to High-Risk Businesses
Regardless of your risk level, we work with you to find payment processing solutions that work for you and your margins, even for high-risk businesses.
No Payment Holds
Unlike many processors, we don’t hold your money for days or weeks without communication.
Fraud & Chargeback Prevention
We work closely with banks and set up PCI-compliant virtual terminals to help you reduce chargebacks and win more disputes.
Poor Credit Approval
Even if you have low credit or a previous business went under, we will still approve you for a high-risk merchant account.
We Leverage Bank Relationships to Get You a Lower Rate
Every 12-24 months, we negotiate with our bank partners on your behalf to get you an even lower rate. Our active role in your business is what sets MoneyBox apart.
MoneyBox Features
We have a dynamic feature set that goes beyond just processing your payments.
Feature | MoneyBox | Stripe | PayPal | QuickBooks | Shopify | Square |
---|---|---|---|---|---|---|
Interchange Plus Pricing | ✓ | |||||
High-Risk Processing | ✓ | ✓ | ||||
Transparent Margins | ✓ | |||||
Unexpected Money Holds | ✓ | ✓ | ✓ | ✓ | ✓ | |
Volume Rate Discounts | ✓ | ✓ | ✓ | |||
No Agreement Term | ✓ |