Free merchant statement review
Send your statement. Get plain numbers back.
A merchant statement review is the simplest way to see what you’re really paying. Upload last month’s processing statement from any provider, and our team reviews it personally and replies with what you pay now, what you’d pay with Moneybox, and the difference in dollars. If switching wouldn’t save you enough to matter, we’ll tell you that too.
What you’ll get back
- Your real effective rate today, in plain dollars
- What the same month would cost on Moneybox
- The difference — or an honest “switching won’t help”
- Any instant-payout fees you’d stop paying
How your file is handled
Your statement is uploaded over an encrypted connection and stored in a private folder outside the public website — not a public link. Only our team opens it, through an authenticated download. It’s never emailed as an attachment or posted anywhere, it’s used only for your review, and it’s deleted after [90 days]. See our privacy policy.
Typical reply time: [1–2 business days]. Prefer to talk first? Contact our team.
What happens after you send your statement
A merchant statement review is quick on your end and thorough on ours. Here’s exactly what we do with the statement you upload, and what comes back.
We read it line by line
We pull your effective rate, the interchange you’re paying, and every monthly and per-transaction fee out of the statement.
We re-price the month
We run the same month on Moneybox’s interchange-plus pricing, using your real card mix, to find your actual number.
You get a plain answer
We send the difference in dollars — or tell you honestly that switching wouldn’t save you enough to bother.
Your statement stays confidential the whole way through. Nothing is shared with a third party beyond the processor who would underwrite your account, and your uploaded file is deleted after [90 days]. If the numbers look good, the next step is a quick pre-check; if they don’t, you’ve lost nothing but a few minutes.
No statement handy?
If you’re brand new, or you’d rather know where you stand before you gather documents, start with a pre-check instead. We’ll tell you what we need and what to expect — before anything goes to underwriting.