Merchant Processing for Bail Bonds

Moneybox offers credit card processing for the bail bond industry when most processors will not.

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Need To Accept Payments For Your Bail Bonds Business?

Bail bonds are essential to the criminal justice system, allowing defendants to secure their release from jail while awaiting trial. However, running a bail bonds business requires more than just understanding the legal system; it also requires having the right financial tools. A merchant account is one of the most essential tools for any bail bonds business.

Why Do Bail Bonds Businesses Need a Merchant Account?

Merchant accounts are essential for bail bonds businesses. There are several reasons why.

Enhanced Security: Electronic payment processing is more secure than cash transactions, reducing the risk of theft or fraud. This can help protect your business and give you peace of mind.

Convenience for Clients: Offering the option to pay with a credit or debit card makes it easier for clients to secure the release of their loved ones. This convenience can be a significant selling point for your business, as it sets you apart from competitors who only accept cash payments.

Increased Revenue: By accepting credit and debit card payments, you open your business to a broader range of clients who may not have the cash to pay their bonds in full. This can lead to increased revenue and a more stable financial position for your business.

Improved Cash Flow: With a merchant account, you can receive client payments more quickly and efficiently. This can help improve your cash flow and ensure you have the funds to cover your expenses and grow your business.

Types of Merchant Accounts for Bail Bond Businesses

When applying for a merchant account for your bail bond business, you must consider your business operations and payment preferences. To make the right choice, you have two options: retail and over-the-phone merchant accounts.

Retail

If your business primarily handles payments in person, a retail merchant account would be ideal. Upon opening such an account, you’ll gain access to a full point-of-sale system or terminal. This includes various hardware choices like cash drawers, countertop setups, or portable card readers tailored to enhance your in-person transaction process.

MOTO (Mail Order/Telephone Order)

For bail bond businesses, a MOTO merchant account is especially beneficial. This account type provides a virtual terminal, enabling you to take payments over the phone by manually entering card details. It’s particularly useful for offering convenience to clients who might be in challenging situations and cannot visit your office.

Software Integrations

Moneybox offers modern bail bonds merchant accounts seamlessly integrating with thousands of software platforms, such as Authorize.Net, NMI, WooCommerce, and BigCommerce. Our advanced payment systems provide more than standard payment processing. Contact us today to learn more.

What Is Required for a Bail Bond Merchant Account?

  • Completed merchant account application
  • Bail bondsman state license
  • Business license
  • Business bank account
  • Employer identification number (EIN)

Frequently Asked Questions

By obtaining a bail bonds merchant account, you’ll have the capability to accept debit cards from your clients. Be sure to discuss accepting debit cards with your merchant account representative.

Yes, bail bonds can accept credit card payments.

Moneybox Merchant Services supports the following payment gateways Authorize.net, NMI , TSYS, and Firstpay.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Best Processing & Support

“We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
– Tom
Tom Bostic
Happy Customer

Fast Service, Unmatched Customer Service

“We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
Valmore Forgett
Happy Customer

Simply Amazing Technical Support

We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
Tony and Sherry
Happy Customers

Consistent Communication

I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
Christian
Happy Customer

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What you’ll get:

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We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

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You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.