Merchant Processing for Dental

Moneybox can help streamline and enhance payment processes, allowing you to dedicate more time to patient care.

Dental professionals must weigh several factors when managing customer payments. Everything must operate seamlessly, from follow-up appointments and services to compatibility with insurance companies and copays.

Dentists need point-of-sale equipment tailored to their specific processes and a merchant services provider capable of managing complex payment details. Regardless of how your practice is organized, our knowledge and experience in payment services and technology can streamline the process, making it faster, easier, and more efficient.

Point-of-Sale Financing for Dental Procedures

For patients who prefer not to use credit cards, there’s still a viable solution through point-of-sale financing provided by companies like Affirm, Afterpay, and Klarna. Here’s how it works:

  • Immediate Payment for Services: From the dental office’s perspective, the financing company pays you directly for the dental procedure performed.
  • Patient Repayment: The patient then repays the financing company in installments, much like a loan, but often with more favorable terms than traditional credit.
  • Streamlined Transactions: This financing is offered at the checkout, simplifying the payment process and potentially saving patients money due to lower interest rates and fees than standard credit options.

Tailored Dental Payment Solutions

Every dental practice operates uniquely, requiring a payment processing system that aligns with its specific workflow. Whether you’re handling payments at the counter, allowing prepayments, or facilitating post-appointment billing online or via phone, Moneybox offers comprehensive solutions:

In-Person Transactions

Advanced POS Terminals: Choose from our selection of top-tier POS systems from brands like PAX, Dejavoo, and Ingenico, tailored to meet the demands of your dental office.

Over-the-Phone Payments

Flexible Payment Methods: Accept payments over the phone using a physical credit card terminal or a secure virtual terminal, providing convenience for your practice and patients.

Online and Remote Payment Options

Digital Payment Flexibility: Your patients can pay invoices from home, prepay for appointments, or purchase dental products online. Our solutions integrate seamlessly with most gateways, websites, and dental-specific practice management or CRM systems, enhancing your service offerings in the digital age.

Maximizing Financial Efficiency in Dental Practices with Merchant Services

The right merchant services partner can significantly enhance your dental practice’s financial operations, offering solutions tailored to your business and patients’ needs.

Moneybox’s Customized Approach

Moneybox designs a strategic payment plan for your dental office, enabling you to accept various payment methods with cutting-edge technology:

  • Credit and Debit Cards
  • Digital Wallets (e.g., Apple Pay, Samsung Pay)
  • ACH Transactions

Why Opt for Moneybox for Dental Credit Card Processing?

Selecting the ideal credit card processor is crucial for achieving your financial objectives and improving operational efficiency. Moneybox excels in providing a comprehensive service that caters specifically to dental practices:

Continuous Support: With Moneybox, you’re never alone in handling payment issues. Whether it’s a suspicious transaction, a technical glitch, or needing help with transaction reconciliation, our support is readily available. Unlike other providers that might leave you waiting for email or chat responses, we ensure you can speak directly with a support representative.

HIPAA-Compliant Processing: We prioritize the security of patient information with HIPAA-compliant credit card processing, understanding the importance of safeguarding sensitive data in healthcare.

PCI Compliance: Our services are also PCI-compliant, ensuring that all payment transactions are processed securely.

Competitive Rates and Quick Setup: Moneybox commits to transparent, competitive pricing and a swift approval process, allowing you to start processing payments efficiently without delay.

By partnering with Moneybox, your dental practice gains a service provider and a dedicated partner committed to your success, offering robust tools, secure transactions, and exceptional customer service.

Frequently Asked Questions

Moneybox supports the following dental industries: Cosmetic dental, Pediatrics, Orthodontics, Endodontics, Periodontics, and Prosthodontics.

Moneybox Merchant Services supports the following payment gateways Authorize.net, NMI , TSYS, and Firstpay.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

A high-risk business can find a suitable merchant services provider by researching and listing down payment processors that cater to their industry. Businesses should consider factors like the processors’ experience in their industry, processing fees, equipment provided, customer support, experience with businesses in the same industry, and support for diverse payment methods.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Start A Complimentary Rate Analysis

Discover hidden savings in your merchant account

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What you’ll get:

No Cost

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Upload a recent merchant statement

We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

You are not obligated to purchase anything.

You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.