Merchant Processing for e-Commerce

The ultimate e-Commerce credit card processor elevates your business with an e-Commerce merchant account – a game-changing decision unlocks seamless credit card processing through a secure payment gateway.

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e-Commerce

Simple Integration and low rates!
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Business Owners Need to be Able to Accept a Wide Range of Payments from their Customers.

The challenge lies in selecting the right partner to manage your eCommerce merchant services. With countless options, the choice can be daunting.

Enter Moneybox – your one-stop solution for a hassle-free experience. We offer unbeatable rates for your eCommerce merchant account, robust security tools and seamless integrations to connect every aspect of your business.

So, What Does Your Business Need?

A seamless payment experience, of course! Moneybox has got you covered with an integrated payment gateway that’s secure and as swift as a cheetah on roller skates. With an eCommerce shopping cart that’s as easy to navigate as a stroll in the park, your customers will be grinning from ear to ear.

But wait, there’s more! We offer painless integration options that’ll have you up and running faster than a cheetah chasing a gazelle on roller skates. Our services seamlessly blend with your current eCommerce site, CRM, and accounting software.

And let’s not forget about the elephant in the room – fraud and chargebacks. Fear not; our solutions keep you and your customers safe and sound, like a warm blanket on a chilly night. Typically have all of the following characteristics:

So, What Are You Waiting For? Get the Most Out of Your Online Business with Moneybox’s e-Commerce Merchant Services Solutions. It’s Time to Unleash the Full Potential of Your Business and Ride the Wave of Success!

Payment Gateway

Shopping Cart

Chargeback Protection

Fraud Protection

This tool enables you to run your e-commerce business efficiently and smoothly online.

This tool enables you to run your e-commerce business efficiently and smoothly online.

Don’t let chargebacks hurt your ecommerce transactions. Protect yourself now.

Utilize the latest industry-leading tools to proactively prevent fraudulent activities on your ecommerce merchant account.

When You Choose Our e-Commerce Processing Solution, You Get Access to a Range of Features Designed to Streamline Your Online Business Operations:

  • Payment Gateways: We offer multiple Payment Gateway options, including TSYS, FirstPay.net, and Authorize.net, ensuring a seamless transaction experience for your customers.
  • Virtual Terminals: Our web-based centralized payment processing system, Transaction Central, provides a flexible and efficient way to manage your transactions.
  • Online Shopping Carts: We help you find the best shopping cart solution for your business and ensure it works smoothly with your payment processing setup.
  • Mobile Payment Technologies: Stay ahead of the curve with our iPhone and Android solutions, which allow your customers to access your online shopping cart right from their phones.

Supported Shopping Carts

In addition to these e-Commerce-specific features, you’ll also enjoy our standard merchant account benefits:

  • Great Rate: We guarantee to save you money on transaction processing fees.
  • Fantastic Service: Our customer-focused 24×7 support ensures you get help when needed.
  • No Hidden Fees: We pride ourselves on transparent pricing, with no annual fees, application fees, or monthly minimums.
  • Rates: Our “cost-plus” pricing model is straightforward to understand.

With our comprehensive e-Commerce solution, you can focus on growing your business, knowing that your payment processing is in capable hands.

Frequently Asked Questions

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low-risk industries, too. We do not have a full list of industries we can work with. Instead, we keep a list of businesses that we currently can not support. See our FAQ page for more info. If the opportunity is right, we will of course, try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways, such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

A high-risk business can find a suitable merchant services provider by researching and listing down payment processors that cater to their industry. Businesses should consider factors like the processors’ experience in their industry, processing fees, equipment provided, customer support, experience with businesses in the same industry, and support for diverse payment methods.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Best Processing & Support

“We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
– Tom
Tom Bostic
Happy Customer

Fast Service, Unmatched Customer Service

“We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
Valmore Forgett
Happy Customer

Simply Amazing Technical Support

We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
Tony and Sherry
Happy Customers

Consistent Communication

I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
Christian
Happy Customer

Start A Complimentary Rate Analysis

Discover hidden savings in your merchant account

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What you’ll get:

No Cost

Confidential

Upload a recent merchant statement

We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

You are not obligated to purchase anything.

You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.