#1 Payment Solution Firearms Friendly Credit Card Processing

Moneybox offers the best Merchant Processing for the Firearms Industry! Get a FREE rate quote today! Moneybox Offers the Lowest Processing Fees of Any Firearms Payment Processing Company. We know how to help Firearms Retailers save money and get paid quickly.

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Moneybox is the #1 Payment Solution provider for Firearms Friendly Credit Card Processing

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Why choose the #1 Payment Solution Firearms Friendly Credit Card Processing company?

We give FFLs the best rates, customer service, and flexibility of any payment processor.

ATF Compliant

All payment processing is 100% ATF compliant, whether for standard FFLs, class three transactions, or any other ATF-regulated transaction. 

Transparent Pricing

We are fully transparent on our margin for each transaction, so you know you are working with a company you can trust. 

Same Day Funding

We will never hold your money and deposit all sales into your account the same day or the next day, helping you avoid liquidity issues. 

Fraud Protection

Due to difficulty tracing firearm purchases made with a debit or credit card, it is a common target for fraudsters. We protect you against fraud of all forms. 

Chargeback Protection

With the average transaction in the firearm world sitting anywhere from several hundred to several thousand dollars, chargebacks can cause a liquidity crisis. We help you fight chargebacks and keep the money that is rightfully yours. 

No Sudden Account Freezes

Many dealers experience sudden account freezes, typically resulting in changes to the payment processor’s terms of service. We will never freeze your account. 

Accepting Payments

Whether you are an online store, an in-person store, or a store that takes orders over the phone, we have a payment gateway. 

Online Payments: 

If you are an online store for firearms, ammunition, or accessories, we create an e-commerce merchant account, allowing you to accept payments on your website. We integrate with most major checkout solutions, including Authorize.net. 

In-Person Payments:

If you operate a physical store, we create a retail merchant account. We also give you a point-of-sale system or stand-alone terminal, allowing you to easily and quickly accept payments in-store. 

Phone Payments:

If you accept payments over the phone, we will create a MOTO merchant account and a payment gateway so you can input the customer’s information.

We Have a 98% Merchant Account Approval Rate – Even for High-Risk Businesses Such as Firearm Dealers.

Frequently Asked Questions

Moneybox provides services to a diverse array of retail, eCommerce, and mobile-based businesses in the weapons and firearms sector. This includes manufacturers, distributors, licensed vendors, and resellers of ammunition, firearms, gun components, and accessories (such as holsters and scopes). We also support military and tactical businesses, as well as non-firearm weapons sales, including knives, swords, and archery products. Furthermore, our offerings extend to various firearms-related services and storefronts, such as target shooting ranges, concealed carry training services, gun clubs, and gun shops.

If you plan only to sell non-firearms products (e.g., accessories, and holsters), you do not need an FFL. However, if you are selling firearms, you are required to have one. You can apply for a merchant account while your FFL application is in process, but approval and the ability to accept credit card payments will be contingent upon providing your FFL to your credit card processor.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

A high-risk business can find a suitable merchant services provider by researching and listing down payment processors that cater to their industry. Businesses should consider factors like the processors’ experience in their industry, processing fees, equipment provided, customer support, experience with businesses in the same industry, and support for diverse payment methods.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Best Processing & Support

“We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
– Tom
Tom Bostic
Happy Customer

Fast Service, Unmatched Customer Service

“We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
Valmore Forgett
Happy Customer

Simply Amazing Technical Support

We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
Tony and Sherry
Happy Customers

Consistent Communication

I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
Christian
Happy Customer

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We will identify where the WASTED SPEND hides within your EXISTING merchant account.

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You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.