Merchant Processing for the Hair & Beauty Industry

Moneybox can help simplify credit card processing so you can focus on what matters to your customers.

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Hair & Beauty

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Challenges for Hair & Beauty Businesses in Payment Processing
Due to several Inherent Risks, Many Credit Card Processors Shy Away from Partnering with Skin and Haircare Businesses.

These businesses often employ recurring billing and are prone to “friendly fraud” chargebacks, where customers dispute charges they authorize. Some online retailers in this sector have made unsubstantiated claims about product efficacy, tarnishing the industry’s credibility. Lastly, using third-party manufacturers and fulfillment services can lead to shipping delays, increasing the likelihood of customer disputes and chargebacks. This separation of order processing and fulfillment elevates the risk profile, leading many payment processors to avoid these businesses altogether.

In contrast, Moneybox has embraced the skin and haircare industry from the outset. Our deep connections with credit card processors and banks specializing in high-risk sectors allow us to support cosmetics, hair, and skincare businesses effectively. Additionally, our comprehensive chargeback and fraud prevention tools are designed to safeguard our merchants against the typical risks associated with this industry, ensuring that companies can focus on growth and customer satisfaction without payment processing concerns.

Elevate Your Hair & Nail Salon

Salons nationwide rely on PaymentCloud for seamless payment processing, recognizing our deep understanding of the beauty industry.

Moneybox’s Tailored Solutions for Salon Success

At Moneybox, we’re dedicated to enhancing your salon’s profitability with innovative payment solutions and robust tools for managing chargebacks and fraud.

Advanced POS Systems for Modern Salons

Equip your salon with cutting-edge technology through our range of hardware and software solutions:

  • Comprehensive POS Systems: Choose from high-quality POS setups, including countertop and virtual terminals, mobile card readers, and more. For convenience, credit card terminals can be placed at each stylist’s station.
  • Payment Flexibility: Offer your clients multiple payment methods, including credit/debit cards, mobile payments, and contactless options like Apple Pay and Google Pay, to ensure you never miss a sale.

Our POS systems not only facilitate easy payment processing but also enhance your customer relationship management. With all your inventory, payment, and client data at your fingertips, you can efficiently manage customer lifecycles, pinpoint your top patrons, and more. These systems come equipped with the latest security protocols, allowing you to accept payments through various channels—credit cards, mobile devices, or online—securely and efficiently.

Optimal Merchant Services for Salon Booth Renters

For booth renters in hair salons, Moneybox offers the flexibility to accept all major payment types directly from your station. Attach a mobile swiper to your phone, process transactions, and have funds deposited straight into your merchant account. Enhance customer convenience with custom text-to-pay links, email invoices, or QR code payments.

Secure Payment Solutions for Salons

Understanding the importance of secure and dependable payment processing for you and your clients, Moneybox employs advanced SSL and EMV technologies to safeguard card data and maintain PCI compliance. This ensures your transactions are processed both swiftly and securely.

Clear and Competitive Pricing

Your salon deserves top-tier payment processing without hidden costs. We’ll collaborate to establish a pricing model tailored to your business’s financial needs.

Integrated Online Booking

Our payment gateways seamlessly integrate with your salon’s booking software, ensuring you never miss an appointment. Easily send booking links to your clients for hassle-free scheduling.

Software Integrations for Hair, Skin, and Beauty

Experience smooth integration with top-tier CRM and software solutions in the hair, skin, and beauty sectors:

  • Direct Integration: Moneybox’s merchant accounts for beauty businesses are designed to work seamlessly with popular platforms like Shopify, WooCommerce, BigCommerce, Magento, Volusion, ClickFunnels, InfusionSoft, and OntraPort.
  • Broader Compatibility: Our merchant accounts integrate effortlessly with various other CRM and software systems supporting payment gateways like Authorize.net and NMI.

If you have inquiries about integrating your chosen CRM or e-commerce platform, reach out to our sales team for tailored assistance.

Frequently Asked Questions

Moneybox welcomes a diverse array of businesses in the skin and haircare industry. This includes traditional retailers like salons, cosmetics stores, manufacturers, skin care boutiques, hair care boutiques, and various other beauty-related enterprises.


Health and beauty businesses—encompassing those that sell skin or hair care products, cosmeceuticals, and other nutraceuticals—usually have a preferred eCommerce, CRM, or marketing automation software platform. Moneybox integrates with the following includes eCommerce platforms like Shopify, WooCommerce, BigCommerce, Magento, and Volusion, as well as marketing automation tools such as ClickFunnels, InfusionSoft, and OntraPort.

Moneybox Merchant Services supports the following payment gateways Authorize.net, NMI , TSYS, and Firstpay.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

A high-risk business can find a suitable merchant services provider by researching and listing down payment processors that cater to their industry. Businesses should consider factors like the processors’ experience in their industry, processing fees, equipment provided, customer support, experience with businesses in the same industry, and support for diverse payment methods.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Best Processing & Support

“We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
– Tom
Tom Bostic
Happy Customer

Fast Service, Unmatched Customer Service

“We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
Valmore Forgett
Happy Customer

Simply Amazing Technical Support

We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
Tony and Sherry
Happy Customers

Consistent Communication

I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
Christian
Happy Customer

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We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

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You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.