Merchant Processing for the Health & Fitness Industry

Moneybox can help streamline how your business takes payments so you can focus on what matters most: your customers.

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Payment Solutions for Gyms, Fitness Centers, and Health Clubs

Whether you manage a gym, health club, fitness center, or yoga studio, having a reliable payment processing system is crucial for both you and your clientele. Simplify your payment collection with a merchant service provider tailored to the specific demands of your fitness business. That’s where our expertise becomes invaluable. We grasp the nuances of your industry and are committed to addressing your payment processing requirements to help maximize your revenue.

How Moneybox Enhances Your Payment Management

At Moneybox, we ensure that payment processing is straightforward and stress-free. Tell us how you prefer to accept payments, and we’ll set it up! Here’s how Moneybox supports you in managing your payment operations now and into the future:

Immediate Information Access: As a fitness business owner, you’re constantly making critical decisions to propel your gym forward. You need instant access to your business’s operational data. With Moneybox, you can get a clear picture of your business activities and easily confirm payments, all at the tip of your fingers.

Cutting-Edge Equipment and POS Systems for Gyms

Partner with Moneybox to leverage state-of-the-art technology tailored for your gym’s success. We offer a comprehensive range of payment processing tools:

  • Advanced POS Systems: Our selection includes modern point of sale systems that integrate seamlessly with your business operations.
  • Versatile Terminals: From countertop to virtual, our terminals are designed to fit your gym’s environment, whether at the front desk or integrated into your gym’s software.
  • Mobile Payment Solutions: Wireless card readers and mobile payment options keep your transactions smooth and secure, ensuring you can accept payments via credit cards, mobile devices, and online platforms according to your preference.

With our services, each transaction at your gym will be processed effortlessly through your POS system or e-commerce platform, providing your customers with flexible payment options and simplifying your sales management.

Rapid Deposit Times


As a business owner, timely deposits are crucial for your operations. Partnering with Moneybox allows you to establish ACH and eCheck payment methods, enabling you to receive and initiate direct deposits seamlessly. We assure you that your deposits will be processed within 48 hours.

Transparent, Competitive Pricing

At Moneybox, we prioritize clarity and simplicity in our pricing structure because we understand the value you place on transparency. We eschew a one-size-fits-all approach and avoid binding you to long-term contracts, recognizing that every gym has unique requirements. Contact one of our representatives today to explore and customize your payment processing options.

Frequently Asked Questions

Moneybox caters to a diverse array of fitness businesses, from personal trainers and all-purpose gyms to specialized facilities like yoga and dance studios, CrossFit boxes, Zumba and bootcamp studios, as well as gymnastics gyms. It also extends to independent trainers and coaches, including those specializing in strength and agility, and individual sports coaches for activities like baseball, football, soccer, basketball, tennis, golf, and dance.

To secure approval for using Soar Payments services, your fitness establishment needs to demonstrate an ability to keep chargeback rates below 2%. Businesses with a history of chargeback ratios over 3% will not qualify. Additionally, your operation must be based and conducted exclusively in the United States.


We recognize that the majority of gyms and fitness centers rely on recurring payments for their membership structures. With a Moneybox merchant account, you can indeed process these recurring payments as long as the initial contract duration is set at 12 months or less before any renewal occurs. During the application, you may be required to submit your standard contract or membership agreement along with the pricing details for each membership tier.

Moneybox Merchant Services supports the following payment gateways Authorize.net, NMI , TSYS, and Firstpay.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

A high-risk business can find a suitable merchant services provider by researching and listing down payment processors that cater to their industry. Businesses should consider factors like the processors’ experience in their industry, processing fees, equipment provided, customer support, experience with businesses in the same industry, and support for diverse payment methods.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Best Processing & Support

“We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
– Tom
Tom Bostic
Happy Customer

Fast Service, Unmatched Customer Service

“We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
Valmore Forgett
Happy Customer

Simply Amazing Technical Support

We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
Tony and Sherry
Happy Customers

Consistent Communication

I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
Christian
Happy Customer

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We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

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You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.