Merchant Processing for MOTO Accounts

Moneybox can help you elevate your business by embracing mobile payments.

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Mobile payments

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Mobile payment processing systems enable merchants to wirelessly accept debit and credit card payments, eliminating the need for a wired connection. These systems typically integrate with smartphones and tablets, though traditional credit card machines operating on cellular networks are also available. The primary advantage of using smart devices for processing is the comprehensive interface and point-of-sale management tools they provide. Mobile processing is ideal for businesses that operate on the move. With various mobile credit card processing options available, there’s a solution tailored to every business need. We’ll assist you in determining the best fit for your company.

Who Can Benefit from Mobile Payment Processing?

  • Food Trucks
  • Restaurants
  • Cafe’s and Coffee Shops
  • Trade Shows
  • Hair stylists
  • Locksmith’s and Towing services

These are just a few examples of businesses that leverage mobile payment processing. Many small businesses find mobile systems to be a more cost-effective solution compared to investing in a complete POS system. Additionally, using a tablet stand can transform your mobile credit card processing setup into a desktop system.

Premium Mobile Payment Processing Solutions


Free your business from restrictive payment methods that fail to meet your needs—embrace our secure mobile credit card payment solutions and benefit from effortless technology integration.

When meeting customers on-site to close deals, accepting mobile payments is a must. Our mobile credit card processing seamlessly connects with your current CMS and inventory management systems, ensuring that on-the-go payments enhance, rather than disrupt, your operations.

Process Payments on Your Phone with Intuitive Software
Simply connect to the internet and use your virtual terminal to handle payments right from your phone. Input the customer’s card information, hit submit, and get instant confirmation. Ideal for phone orders or fast transactions, this solution requires no special equipment or training!

Switch to a Mobile Point of Sale Terminal
Break free from the limitations of traditional power cords! A mobile POS system lets you and your team process transactions effortlessly, whether moving between tables in a restaurant or roaming at an event. These terminals are lightweight, portable, and battery-powered, allowing you to complete sales without needing to hunt for a power outlet.

Opt for a Plug-in Chip Card Reader
For a blend of convenience, portability, and dependability in payment processing, a mobile card swipe and chip reader is an ideal choice. Simply connect it to any internet-enabled smart device, and you can swiftly handle mobile payments by swiping the magnetic stripe, inserting the customer’s EMV chip, or tapping the contactless NFC feature on their card.

Frequently Asked Questions

Moneybox works with major payment gateways such as Authorize.net, NMI, TSYS, and FirstPay. Our merchant accounts seamlessly integrate with many of the leading software suites utilized by businesses in the seminar industry. This includes marketing automation platforms like ClickFunnels, InfusionSoft, and OntraPort; eCommerce solutions such as Volusion, WooCommerce, Magento, Shopify, and BigCommerce; as well as CRM and CMS software like Zoho CRM, SalesForce, and WordPress.

Moneybox welcomes a diverse array of businesses operating in the U.S. This encompasses sectors such as health, wellness, restaurants, tradeshows, and other service providers. Please note that each merchant account application undergoes a thorough individual review and underwriting process, which means the approval for your seminar or coaching company may come with specific terms or conditions.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

  • Best Processing & Support

    “We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
    – Tom
    Tom Bostic
    Happy Customer

  • Fast Service, Unmatched Customer Service

    “We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
    Valmore Forgett
    Happy Customer

  • Simply Amazing Technical Support

    We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
    Tony and Sherry
    Happy Customers

  • Consistent Communication

    I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
    Christian
    Happy Customer

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