NMI Payment Solutions

NMI is recognized as one of the most comprehensive payment gateways and virtual terminal solutions today. As a processor-agnostic platform compatible with various devices, NMI effortlessly integrates with numerous CRMs and shopping carts, offering both an open API and customizable integration options.

Get a rate quote
nmi

Partner with a merchant company you can trust!
CONTACT US & SAVE

What is NMI?


NMI, or Network Merchants Incorporated, is a versatile payment gateway designed to make online and in-person transactions seamless for businesses of all sizes by handling your digital payment needs. Setting up and managing an online payment system can be complicated, but NMI simplifies the process with a comprehensive, end-to-end solution tailored to your business.

Whether you’re running an online store, operating in-person, or providing self-service EMV payment options, NMI offers customized solutions to fit your needs. This payment gateway empowers you with the flexibility to create a system that works for you and your business. With NMI, you can manage all your payment channels through one platform, strengthen your brand, and unlock new opportunities with a gateway focused on security and growth.

How Does NMI Credit Card Processing Work?


NMI functions as a digital bridge, securely transferring cardholder data to the merchant’s bank via the HTTPS protocol. It uses tokenization to protect sensitive information and supports real-time payments for online, in-person, and phone transactions. For its services, NMI charges a small fee per transaction.

Features of the NMI Payment Gateway

NMI is a robust and rapidly expanding payment gateway solution, recognized as one of the most innovative and tech-savvy platforms available. Here are some of its standout features and benefits:

  • Integrates with over 125 shopping carts
  • Certified for more than 300 EMV devices
  • Compatible with over 200 payment processors
  • Enables true omnichannel reporting
  • Offers multiple merchant identification (MID) number support
  • Provides tokenization for secure subscription payments
  • Facilitates batch transaction processing
  • Includes a QuickBooks plugin
  • Handles multi-currency conversions
  • Includes a built-in virtual terminal
  • Accepts all major payment methods, including Apple Pay and Google Pay
  • Allows creation of payment links via QR codes
  • Features smart transaction routing across MIDs
  • Offers an automatic card updater
  • Supports Level III processing
  • And much more…

Your Trusted Payment Gateway Service Provider


To use a payment gateway like NMI, you’ll first need a merchant account. Once your merchant account is set up, you can create an NMI account, typically with the help of your payment processor or merchant service provider, who will also assist with integration.

Important: NMI requires a merchant account to function.

Ready to Start Taking Payments?

Get A Quote

Frequently Asked Questions

Yes, NMI does integrate with WooCommerce and WordPress website.

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hotels & Lodging
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

A high-risk business can find a suitable merchant services provider by researching and listing down payment processors that cater to their industry. Businesses should consider factors like the processors’ experience in their industry, processing fees, equipment provided, customer support, experience with businesses in the same industry, and support for diverse payment methods.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

  • Best Processing & Support

    “We conducted thorough research and compared different pricing options before settling on a new provider. After careful consideration, we chose Moneybox. We have been happy with the results for years since using their services. We interact with the product daily through their website, and most of the payments are automatically processed using Authorize.Net. We find Moneybox to be a reliable and efficient company.”
    – Tom
    Tom Bostic
    Happy Customer

  • Fast Service, Unmatched Customer Service

    “We changed our website and needed to get a new processor fast. Their prompt service and secure system are unmatched. We have been using their services for a while now and have never had any issues. In fact, they even require us to call them once a year to ensure our system is up to date. As our business continues to grow, we are excited to explore the many options that Moneybox has to offer, including a point-of-sale. They have been our go-to solution for everything, from terminal issues to website processing security. We couldn’t be happier with their exceptional service.”
    Valmore Forgett
    Happy Customer

  • Simply Amazing Technical Support

    We were starting a new business and needed a reliable company to process our credit card payments. After some research, we found Host Merchant Services and began working with them in January 2021. The staff has been very helpful, and we’ve had positive experiences with both the Compliance team and technicians. We process payments in person using a terminal, and the service and machine have been excellent with no issues.
    Tony and Sherry
    Happy Customers

  • Consistent Communication

    I had a wonderful experience with this company regarding high risk merchant services. Their consistent communication and daily updates regarding my application status during the approval process were greatly appreciated.
    Christian
    Happy Customer

Start A Complimentary Rate Analysis

Discover hidden savings in your merchant account

Blank Form (#4)

What you’ll get:

No Cost

Confidential

Upload a recent merchant statement

We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

You are not obligated to purchase anything.

You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.