Merchant Processing for Real Estates

Partner with a real estate merchant account that understands high-risk merchants.

real estate

The real estate industry is often considered high risk due to the potential for legal disputes, fraud, and identity theft. Additionally, the sector faces licensing, tax issues, audits, and penalties, making it difficult for businesses to secure merchant accounts. Financial institutions may impose higher processing fees to compensate for the increased risk, negatively impacting real estate companies’ bottom lines. This treatment can also affect access to loans and insurance coverage, highlighting the importance of working with a knowledgeable merchant service provider.

By collaborating with a qualified and experienced provider, real estate businesses can navigate these challenges and ensure their operations remain compliant and financially stable.

Moneybox Offers Comprehensive Payment Solutions Tailored to The Needs of Real Estate Businesses.

With our services, you can seamlessly accept customer payments online, in person, and over the phone.

Online: Moneybox provides secure and user-friendly payment gateway solutions for real estate eCommerce merchants. Our virtual terminal allows you to input customer details and accept card-not-present payments easily. The simple interface makes it easy to learn and use, ensuring a smooth payment process for you and your customers.

In Person: We offer a wide range of real estate POS devices to accommodate customer transactions, such as brick-and-mortar storefronts, pop-ups, and field offices. Our stationary and mobile card readers are adaptable to any market, providing a seamless payment experience for your customers.

Over the Phone: Cater to your customers’ preferences by offering the convenience of calling in payments, ordering through email, or utilizing our virtual terminal. Our MOTO merchant account lets you manually input customer payment details, ensuring a fast and easy payment process for card-not-present transactions.

Benefits of Accepting Credit Card Processing

Enhanced Sales: Credit card processing facilitates online transactions, promotes higher spending, encourages impulse buying, and broadens your customer base.

Security: You can safeguard your transactions and maintain a secure payment environment by employing fraud detection and encryption tools.

Convenience: A real estate merchant account enables remote customers to transfer funds to your business account swiftly.

What Do You Need to Set Up A Merchant Account?

To set up a real estate merchant account, the following is required:

  • Corporate documents
  • At least 3 months of banking statements and/or credit card statements
  • Voided check or bank letter
  • Proof of identity
  • Address verification
  • Sales tax certificate

In addition to the necessary documents, it’s crucial to have a well-prepared real estate business website that is secured with an SSL certificate and utilizes HTTPS.

Frequently Asked Questions

What industries does Moneybox Merchant Services accept as clients? Moneybox specializes in mid-risk as well as specific high-risk industries (the terms “mid-risk” and “high risk” are used here from the perspective of the merchant services industry). We are proud to serve the following industries:

  • Accounting & Tax Prep
  • Adult
  • Airlines
  • Alcohol
  • Antiques & Collectibles
  • Apparel & Clothing
  • Automotive
  • B2B
  • Bad Credit
  • Bail Bonds
  • Bar & Restaurant
  • Cigars & Tobacco
  • Cleaning Service
  • Clothing & Apparel
  • Collectibles
  • Continuity / Subscription Products
  • Continuity-Subscription
  • Credit Monitoring
  • Debt Consolidation
  • Dental
  • Digital Downloads
  • Digital Streaming
  • Document Preparation
  • Drop Shipping
  • Ecommerce
  • Educational Seminars
  • Electronics
  • Events
  • Furniture & Home Furnishings
  • Guns & Firearms
  • Gyms, Fitness & Yoga
  • Hair & Beauty Salon
  • Health & Fitness
  • Healthcare
  • High Volume
  • Hotel & Hospitality
  • Hunting & Outdoor Equipment
  • Insurance
  • Insurance / Warranty
  • Jet Charter
  • Law Firms
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Moving Companies
  • Nonprofit
  • Nutraceuticals & Supplements
  • Online Dating
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • Real Estate
  • SaaS Companies
  • Self Defense, Tasers & Stun Guns
  • Seminars & Coaching
  • SEO & SEM Services
  • Smoking Accessories
  • Survivalist & Tactical Gear
  • Taxes and Accounting
  • Tech Support
  • Telemedicine
  • Ticket Agencies
  • Tobacco & Cigar
  • Transportation & Moving
  • Travel & Timeshare
  • Travel Agency*
  • Utility
  • Vape / e-Cig / eJuice*
  • Veterinarians
  • Web Design Services

Please note, this is NOT a complete list; Moneybox Merchant Services Inc. serves hundreds of additional mid and low risk industries, too. We do not have a full list of industries we can work with, instead we keep a list of business that we currently can not support. See our FAQ page for more info. If the opportunity is right we will of course try to be considerate.

Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered, or operates, outside of the USA. We are also unable to provide merchant services for any business whose owner does not have a valid SSN and US issued identification (driver’s license, US passport, etc). That said we are working to fix this issue and should have a solution early 2025.

Yes, your startup or new business can be approved by Moneybox Merchant Services for a merchant account. We love startups! While newer businesses without processing history sometimes encounter hurdles when it comes to approval, Moneybox has helped many brand new businesses get their start in payment processing.

A high-risk merchant account is designed for businesses deemed as “high-risk.” These types of businesses have a greater likelihood of chargebacks, fraud, or other financial risk factors. High-risk businesses require such accounts to be able to accept credit and debit card payments.

Various industries are considered high-risk because of their inherent attributes. Some examples include CBD (Cannabidiol) products, e-cigarettes, vape products, stun guns, credit repair services, multi-level marketing, adult products/services, pawnshops, dietary supplements, SEO services, and tech support.

No central authority determines a business’s high-risk categorization. Every payment processor or bank sets its own standards, often based on internal risk management criteria. Providers assess businesses based on several detailed information bits to ascertain risk levels.

Factors contributing to a high-risk business include being a new business, having poor credit records or low credit scores, operating in controversial or highly regulated industries, relying heavily on international sales, and previous placements on the MATCH list by payment processors.

High-risk merchant accounts differ from regular accounts in several ways such as having a longer application process, higher payment processing fees, cash reserve requirements, volume caps in credit card processing, higher chargeback fees, and additional requirements based on the business type.

A high-risk business should ensure it maintains healthy cash levels, tries to reduce chargebacks, discloses all relevant information during the application process, keeps its financial documents ready, and adheres to the guidelines set by its payment processor.

Moneybox Merchant Services Inc. may not cater to all high-risk businesses (e.g. CBD merchants). It offers an upfront underwriting process that identifies risk factors early, saving the merchant time and potential costs. However, if Moneybox cannot service a particular business, they may recommend a processor better suited to your needs.

Start A Complimentary Rate Analysis

Discover hidden savings in your merchant account

Blank Form (#4)

What you’ll get:

No Cost

Confidential

Upload a recent merchant statement

We will identify where the WASTED SPEND hides within your EXISTING merchant account.

We will present an overview of account and fee health and discuss whether significant savings can be achieved.

You are not obligated to purchase anything.

You do not pay us ANYTHING unless you elect to have Verisave implement cost reductions on your behalf.