Clothing & Apparel

Many merchant services companies are hesitant to work with apparel industry businesses for three main reasons:

  1. High-risk perception: Online sales, prevalent in the clothing and apparel industry, are often considered high-risk as the card and cardholder are not physically present during transactions.
  2. Moderate chargeback rates: Due to frequent returns, exchanges, and sizing-related issues, the clothing and apparel sector experiences a relatively high chargeback rate.
  3. Negative reputation: A small number of unscrupulous e-retailers have tarnished the industry’s reputation in the merchant services context.

As a result, many merchant services providers avoid working with clothing and apparel businesses, including online stores, physical retailers, manufacturers, wholesalers, and distributors.

Moneybox, on the other hand, has consistently provided solutions for the clothing and apparel industry. We have strong relationships with credit card processors and sponsor banks that can underwrite regulated industries, and we integrate chargeback and fraud prevention software. These factors enable us to offer stable, effective, long-term credit card processing solutions to retail, e-tail, and wholesale clothing businesses.

However, banks often prioritize brick-and-mortar businesses over online retailers. The higher risk of fraud and chargebacks associated with online transactions can make it challenging to obtain a clothing store merchant account in some cases.

Accept Online Payments

If you run an online clothing store, you need an online merchant account to accept credit card transactions. This is because credit card transactions are the most common way for customers to pay for their purchases. With an online merchant account, you can accept credit card payments through a secure, integrated apparel payment gateway.

Moneybox’s services allow you to accept online payments and help you sell your clothing online. We provide a variety of tools that make running your apparel store easier than ever before:

Clothing and Apparel

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  • Accept credit cards and eChecks for all of your transactions.
  • Access and manage all payments through our virtual terminal.
  • Seamlessly integrate our apparel payment gateway with your current eCommerce website.
  • Experience secure data encryption, PCI compliant processing, and high-end fraud prevention.
  • Scale account services to match your steadily increasing transaction volume.
  • Communicate with your assigned representative whenever you have questions.

At Moneybox, we recognize the importance and advantages of online retail in today’s business landscape. As a trusted apparel merchant account provider, we support a diverse range of online businesses.

As a nationally accredited online credit card processor, we have extensive experience working with various types of online retailers. Our commitment to providing affordable services and a dedicated, live support team ensures that your business receives the attention it deserves. With our meticulous approach and numerous integration options, your online clothing store will thrive in the competitive e-commerce environment.

Banks tend to decline online merchant accounts due to a high risk of fraud. We understand that fraud is just as detrimental to you as it is to us; that’s why we offer secure payment processing, data encryption, and fraud prevention services to all of our clients. There is no need to wait to begin credit card processing for your online clothing store. We’ll work to make sure that starting a clothing business online is a smooth process.

Accept Payments In-store

You can effortlessly accept credit and debit card transactions or contactless payments, eliminating any uncertainty during in-store customer payments. To set up in-store payments, consider installing point-of-sale (POS) systems, EMV terminals, or providing wireless and mobile payment options for your customers’ convenience.

EMV Terminal

Embracing EMV chip card acceptance is now the standard for in-person transactions, offering enhanced security compared to traditional magstripe readers. This significantly reduces fraud risks and ensures compliance with all major card brands’ PCI standards. Providing EMV functionality is essential for in-store payments, as it safeguards both you and your customers.

Wireless Terminals

Wireless terminals and plug-in card readers offer the flexibility to go directly to your customers, eliminating the need for them to approach you. These portable devices possess all the features of an in-store POS system, making them the ideal choice for businesses that prioritize mobility and convenience.

NFC Enabled

The latest trend in in-person payments involves a short-range wireless connection that enables customers to complete transactions without physically touching the terminal. To take advantage of this technology, both your credit cards and smartphones must be equipped with this capability, as well as your payment terminal. Elevate your in-store payment experience to new heights by incorporating Near Field Communication (NFC) technology.

POS System

Comprehensive point-of-sale (POS) systems are indispensable for retail businesses, as they facilitate seamless workflow and inventory management while accepting various in-person transactions. Our cutting-edge POS software ensures rapid processing and heightened security for a superior customer experience.

Trust Moneybox to be your clothing and apparel payment processor

We’ll follow you through every stage of your business’s growth and success. Begin by filling out our simple online application. After submitting an application with us, one of our senior account representatives will contact you directly to discuss the details of your business. Trust us to find a clothing store merchant account solution that perfectly meets your company’s needs.

Ready to Get Started?

Accept in-person payments via terminal, POS, or mobile with Moneybox Merchant Services Inc.