FAQs

If you are a General/Retail – Low-Risk customer, you typically do around 80% swipe transactions, have some processing statements from another provider, and process less than $320,000 monthly. If this is what you approve, it will be a snap!

That depends, but typically, a greater than 580 FICO score is required.

All merchants who are new to processing may be required to submit one or more of the following items: Business License Sales Tax Permit Interior photos showing inventory and exterior photos showing frontage and signage (both photos required, must be digital and unaltered) Business financials (opening balance sheet if the business is newly opened) Articles of Incorporation Certificate of Occupancy Building/property lease Utility bills from two different providers Principal bank statements (3 recent months

For large, complex corporations: If 51% ownership cannot be established, the following information must be obtained at a minimum: We would need to know each beneficial owner (a physical person) with 25% or more ownership in the business (0-4 individual owners) We need to know who the controlling individual in the business is (Ex. COO or CFO). We would require the following personal information for the Owners and Controlling Individuals: Full legal name, current physical mailing address, date of birth and social security number

For all Non-Profit Organizations, the principal signers’ SSN, DOB, and home address, as well as a copy of either IRS Form 990 or documentation verifying the entity’s 501(c)(3) or 501(c)(6) tax-exempt status is required.