Firearms · online & GunBroker

Online gun store payment processing, with your own merchant account and gateway.

Online gun store payment processing for ship-to-FFL ecommerce and GunBroker sellers who need their own processing. We set up the merchant account and the gateway, connect them to your store or listings, and get you paid the next business day. When you call, a real person on our team answers.

online gun store payment processing
A gateway on your own merchant account

Your own gateway

A gateway on your own merchant account, connected to WooCommerce, BigCommerce, Shopify or your GunBroker listings.

Ship-to-FFL workflow approved up front

Ship-to-FFL, approved

Your ship-to-FFL workflow, age gate and high ticket cleared before you go live, so a large order is not a red flag.

A real person answers the phone

A real person answers

Call our team and a real person picks up, not a ticket queue.

Ship-to-FFL ecommerce

Online gun store payment processing that is built for how you ship.

Selling firearms online means shipping to a licensed dealer for the transfer, taking card payment through your website, and keeping your checkout, compliance language and age gate in order. Underwriting wants to see all of it before you go live, not after a few orders have already run.

We build the file for your actual online model: your products, your average and high tickets, your ship-to-FFL process, and your website policies. The gateway runs on your merchant account, so your deposits are yours and land the next business day. That is what online gun store payment processing should look like: approved once for your real model, not squeezed into a generic retail template. The firearms policies at Square, PayPal and Shopify Payments — and Stripe’s restricted, revocable position — are dated and sourced on the firearms hub.

GunBroker seller setup

GunBroker does not process payments for you.

GunBroker is the marketplace, not your processor. To accept cards on your GunBroker sales you need your own merchant account and your own gateway. Your own online gun store payment processing is what turns a winning bid into a card payment that funds to your bank — not a payout you wait on from a third party. For the full walkthrough, see our GunBroker credit card processing setup guide.

Your gateway for online and GunBroker sales: [gateway names, e.g. Authorize.net / NMI]. We give you the credentials, connect the gateway to your listings and your website, run a test transaction, and confirm your deposits are landing next business day. Your high ticket is set up front, so a $3,000 rifle sale is expected, which makes a surprise review much less likely. How next-day funding works →

Eligibility checklist · online & GunBroker

What to have ready before we build your file.

  • Active FFL (copy of current license) — [license types accepted]
  • State and local licenses, if your state requires them
  • Business formation documents and EIN letter (IRS 147C or SS-4)
  • Government ID for each owner with 25% or more ownership
  • Voided business check or bank letter
  • Last 3 months of processing statements, if you take cards today
  • Last 3 months of business bank statements
  • Website URL and your GunBroker seller page, plus checkout, shipping and return policies
  • Age gate and ship-to-FFL process description
  • Product mix estimate: % firearms / ammo / accessories
  • Monthly card volume, average ticket and high ticket
  • Any prior account closures, explained up front

Not sure about a line? Send what you have — the pre-check finds the gaps before underwriting does. See the full FFL underwriting packet checklist →, and if you ship across state lines, the MCC 5723 state guide covers how coding differs by state.

Online gun store payment processing questions

Does GunBroker process my card payments?

No. GunBroker is the marketplace, not your payment processor. To take cards on GunBroker sales you need your own merchant account and gateway. We set up both and connect them to your listings.

Which gateway do you use?

Your online and GunBroker sales run through a gateway on your merchant account: [gateway names, e.g. Authorize.net / NMI]. We provide the credentials and connect it to your store and listings.

Can I keep my website?

Usually, yes. We connect a gateway to WooCommerce, BigCommerce or Shopify. Shopify Payments doesn’t allow firearms, so gun sellers on Shopify use an outside gateway, and Shopify charges its own third-party transaction fee when you do. See the dated policy table on the firearms hub.

How do large online orders get handled?

Your high ticket is approved up front, so a large rifle or multi-item order does not look unusual to underwriting. Any processor can review a payment, but realistic numbers at approval make that far less likely.

What does it cost, and how fast do I get paid?

Interchange plus our markup of [your rate % + ¢] online, and a monthly fee of [$ monthly]. Batches closed by [cutoff time] fund the next business day. See pricing →

Selling online or on GunBroker and need online gun store payment processing?

Send your statement and our team will show you the numbers — your current cost, your Moneybox cost, and the difference in dollars. New seller with no statement yet? Tell us, and we will start from scratch.

Prefer to talk? [call or text our team — number]

Find saving!

Get A Complimentary Rate Analysis today for free!

Hurry to be one of the lucky ones! This won’t last long. Discover hidden savings in your merchant account and find better ways to save!